Current interest rate decision and its effects
The monetary policy committee (MPC) at its meeting on 26 December 2024 the policy rate to 50%from the %47.5e lowered. This decision marks a new era in the process of monetary tightening.
The Reasons Behind This Decision
Economic Indicators
- Gradual improvement in inflation seen
- Relative stability of exchange rates
- Balancing the tendency of the current deficit
- Controlled deceleration in economic activity
Global Factors
- The Fedsignals the end of 2024 interest discount
- Stabilization in global commodity prices
- International financial conditions, the improvement in
Expectations For The Year 2025
The First Half (January-June 2025)
- Interest Deductions:
- January-March: %45-47 expectation tape
- April-June: %40-45 prediction tape
- Economic Goals:
- The significant decline in inflation
- The preservation of financial stability
- Sustainable growth
The Second Half (July-December 2025)
- Interest Rate Policy:
- July-September: %target band 35-40
- October-December: %30-35 expectation tape
- Macroeconomic Targets:
- Single-digit inflation target
- Improvement of foreign trade balance
- Strengthening the investment environment.
Strategic Recommendations For Investors
Short-Term Strategies
- Deposit Investments:
- Assessment day term deposit 32-45
- Deposit Protected Setup Options
- Bond-Bond Market:
- Short-term government bonds
- Private sector debt instruments
Medium-Long Term Strategies
- Investment Tools:
- Long-term government bonds
- Stock market opportunities
- Real estate investment funds
- Portfolio Diversification:
- Gold and precious metals
- Foreign exchange positions
- Pension funds
Risk factors and considerations
Internal Risks
- Changes in inflation expectations
- The effects of the economy on the election
- Developments in the current account deficit
External Risks
- Policies of global central banks
- Geopolitical developments
- International energy prices
Conclusion and evaluation
CBT’s recent interest rate cuts have been eased shows that the process of monetary tightening in a controlled manner. 2025.:
- Gradual interest rate cuts
- Stability in the fight against inflation
- To maintain financial stability is expected.
